The Turov Investment Group Inc. currently accepts new clients in two different investment programs:

The objective of Program R (“R” meaning Rydex) is to maximize returns, using any of the Rydex funds. Click here for a Program R Disclosure Document. In this Program, Rydex Funds acts as Custodian for all client funds.

The objective of the Variable Annuity Program is to maximize returns, using any of the index funds issued by Rydex and Pro Funds that are listed in Nationwide Insurance’s MarketFlex Variable Annuity prospectus. Click here for a Variable Annuity_Program Disclosure Document. In this Program, Nationwide Insurance acts as Custodian for all client funds. Because Turov Investment Group Inc. and Nationwide have an arms length relationship, the Nationwide Insurance MarketFlex Variable Annuity prospectus may only be delivered by an authorized Nationwide Insurance agent. Once you have read the Turov Investment Group Inc. Variable Annuity Disclosure Document, if you want Turov Investment Group Inc. to arrange for a Nationwide agent to delivery the Nationwide Insurance MarketFlex Variable Annuity prospectus to you, please email InvestmentAdvice@aol.com. 

All mutual fund money managed by Turov Investment Group Inc. is held by either Rydex Funds or Nationwide Insurance Company. Turov Investment Group Inc. never takes possession of client funds.

While all client accounts within a given Program are managed identically, all accounts are in the client’s individual name, and accounts are never commingled. Account balances and position information is updated daily and may be viewed at any time, directly on Rydex Fund’s website (Program R) or directly on Nationwide’s website (Variable Annuity Program). Rydex, Nationwide and the Turov Investment Group Inc. all send out individual quarterly statements. Funds may be added or withdrawn at any time as per the Disclosure Documents. In the Variable Annuity Program, Nationwide may charge a fee if funds are withdrawn beyond the permissible Nationwide allowance as per the Nationwide MarketFlex Prospectus.